PIE Agency Primary Insurance Educators

Medicare is easier one slice at a time.

Primary Insurance Educators helps people understand Medicare Advantage, Medicare Supplements, and Prescription Drug Plans, then choose coverage that fits their doctors, prescriptions, and budget.

New to Medicare? Grab our free, plain-English guide to the basics — or request a call to talk through your options with an agent.

Request a call Get the free guide

What we focus on

We also help with

Tap a slice to see what it covers.

Medicare in four parts

Original Medicare is Parts A and B. Part C, Part D, and Medicare Supplements come from private insurance companies, and that's where we help.

Part A: Hospital insurance

Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.

Part B: Medical insurance

Covers doctor visits, outpatient care, preventive services, and medical equipment.

Part C: Medicare Advantage

A private plan approved by Medicare that bundles Parts A and B, usually includes Part D, and often adds dental, vision, and hearing.

Part D: Prescription drugs

Added to Original Medicare with a stand-alone plan, or included in many Medicare Advantage plans.

Know your Medicare dates

Timing matters with Medicare. These are the three windows people ask us about most.

When you turn 65

A 7-month window

Your Initial Enrollment Period starts three months before the month you turn 65 and ends three months after it.

Every fall

Oct 15 – Dec 7

Annual Enrollment Period. Review and change your Medicare Advantage or Part D plan. New coverage starts January 1.

Early each year

Jan 1 – Mar 31

Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you can switch plans or return to Original Medicare.

Other enrollment windows may apply to your situation. Ask us and we'll check.

What to expect when you call

  1. Tell us what matters

    Your doctors, your prescriptions, your pharmacy, and your budget.

  2. See your options

    We compare the plans we offer in your area and explain the trade-offs in plain language.

  3. Choose and enroll

    When you've decided, we help you complete the application.

  4. Review every year

    Plans change from year to year, so it's worth a fresh look before each Annual Enrollment Period.

Get our free Medicare guide

A plain-English walkthrough you can read in a few minutes and keep for later. Inside:

  • What each part of Medicare does
  • Original Medicare and Medicare Advantage, side by side
  • How Medicare Supplements and Part D fit in
  • The enrollment dates that matter
  • A checklist and questions to bring to any agent
Get the free guide

Have a Medicare question? Let's talk it through.

Request a call